About Us

Founded in 1954, Assurex Global is an exclusive Partnership of the most prominent independent agents and brokers in the world. With $40 billion in annual premium volume and more than 700 Partner offices, Assurex Global is the world’s largest privately held commercial insurance, risk management, and employee benefits brokerage group.

Assurex Global’s combination of local expertise and global reach helps you navigate the changing insurance landscape with confidence.

Our Vision

To be an indispensable resource for our Partners by being bold, innovative, and striving for excellence in all that we do.

The Australian government is taking steps to protect Australian players from illegal online gambling. The Interactive Gambling Act was passed in 2001, and was subsequently amended in 2016 and 2017. Online casinos in Australia operate under strict laws to protect the public and ensure responsible gambling activities. Many Australians report engaging in gambling related activities, so these laws will help to prevent any exploitation of Australian citizens.

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When playing at Australian online casinos, you should read the terms and conditions carefully. Some casinos require you to wager a certain amount of money before you can withdraw any winnings. Check with customer service for details. In the event that you have any queries, you should be able to contact the online casino’s customer service. You can also ask about the online casino’s withdrawal policies. These policies will differ from casino to casino, but there are some general rules that every player must follow.

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Chociaż kasyna online w Polsce nie są oficjalnie legalne, wielu polskich graczy zakłada konta i gra w nich na prawdziwe pieniądze. Łatwo jest jednak odróżnić legalne internetowe kasyno od podejrzanego, a jest kilka kluczowych cech, które powinny być obecne w godnym zaufania kasynie online.

Po pierwsze, pierwszą rzeczą, którą powinieneś zrobić, to upewnić się, że witryna, którą przeglądasz, jest licencjonowana. W ten sposób będziesz mógł bezpiecznie grać. Niezbędne jest również unikanie podejrzanych stron internetowych i sprawdzanie licencji witryny. Dodatkowo, ponieważ rząd Polski nie uznaje kasyn online, policja nie jest w stanie Ci pomóc, jeśli zostałeś oszukany. W związku z tym musisz grać odpowiedzialnie i zaakceptować ryzyko związane z hazardem online.

Kasyna online w Polsce nie są legalne, ale istnieją sposoby na obejście zakazu. Jednym ze sposobów na to jest skorzystanie z VPN. Możesz użyć VPN, aby uzyskać dostęp do kasyn online w krajach, które nie wymagają licencji. Te sieci VPN pozwolą Ci grać w gry kasynowe online, nawet jeśli jesteś mieszkańcem Polski.

Innym sposobem na zabezpieczenie się jest unikanie hazardu podczas pobytu w Polsce. Niektóre strony są całkowicie nielegalne. To dobry sposób na ochronę Twoich pieniędzy i uniknięcie problemów prawnych. Ponadto kasyna online to sposób na zarabianie pieniędzy podczas gry online. Strony te są często bardzo popularne i mogą oferować intratne bonusy nowym graczom.

Jednak polski rząd nie oferuje hojnych licencji na kasyna online w kraju. Aby zachować legalność, upewnij się, że wybrane kasyno online ma licencję od określonej instytucji. Jeśli nie masz pewności, poszukaj pieczęci licencji lub numeru licencji na stronie kasyna. Możesz także sprawdzić oficjalną listę kasyn online, które akceptują graczy z Polski.

Kraj ten miał długi, mroczny okres po reżimie komunistycznym, ale odżył w latach 90. i jest obecnie jednym z najlepiej prosperujących krajów Europy. Nowy rząd uchwalił surowe przepisy regulujące branżę hazardową, w tym hazard online. W 2011 r. rząd podjął działania i uchwalił przepisy dotyczące hazardu online. Nowe przepisy nie są tak pobłażliwe, jak w latach 90., ale nadal są dość restrykcyjne.

W Polsce istnieje siedem kasyn naziemnych, z których większość jest powiązana z międzynarodowymi sieciami hotelowymi. Cudzoziemcy mogą grać w gry kasynowe w każdym z tych siedmiu miast. Kasyna te znajdują się w największych miastach, m.in. w Warszawie i Wrocławiu. Rząd wprowadził również regulacje dotyczące branży hazardu online w Polsce. Licencjonowani bukmacherzy muszą posiadać fizyczny adres w kraju.

Il existe un certain nombre de casinos en ligne en France, mais leur exploitation est illégale. C’est à cause de la loi française sur les jeux de hasard de 2010. Alors que les casinos terrestres sont légaux, les jeux d’argent en ligne sont contraires à la loi. A ce titre, les sites d’avis proposant les meilleurs paysafecard casino france sont souvent trompeurs. En fait, si vous recherchez un endroit sûr et légal pour jouer, envisagez plutôt de rejoindre un casino terrestre.

Vous devez également vérifier si le casino dans lequel vous prévoyez de jouer dispose d’une version mobile de son site Web. Cela peut prendre la forme d’une application ou simplement d’un site Web optimisé pour les navigateurs mobiles. Bien que les applications soient plus faciles à utiliser, elles ne sont pas toujours sécurisées. Les sites Web optimisés pour les mobiles sont beaucoup plus sûrs et nécessitent moins de ressources. Cependant, ils peuvent ne pas être aussi pratiques ou riches en fonctionnalités que les sites natifs.

Les casinos en ligne en France devraient également avoir un support client. Dans de nombreux cas, ils offrent une assistance par chat en direct ou par e-mail et répondront à toutes vos questions. En outre, ils doivent être réactifs aux requêtes des utilisateurs, notamment en vous aidant à effectuer votre premier dépôt ou à retirer vos gains. L’équipe de support client d’un casino en ligne en France doit être compétente et réactive.

Les opérateurs en ligne sous licence en France sont confrontés à des défis lorsqu’ils s’adressent au pool de joueurs français. Premièrement, les jeux d’argent en ligne sont lourdement taxés en France. Le gouvernement français a rendu difficile pour les opérateurs français la concurrence avec les opérateurs étrangers. Un autre défi est la taxe élevée sur les paris sportifs et les pots de poker. En conséquence, de nombreux joueurs français préfèrent jouer sur des sites Web sans licence gérés par des opérateurs étrangers. Cependant, cela n’a pas abouti à une interdiction des jeux d’argent en ligne en France ; ce n’est qu’une gêne pour les acteurs locaux.

Les lois françaises concernant les jeux d’argent en ligne ne sont pas aussi strictes que celles des autres pays européens. Les lois sur les jeux d’argent autorisent certains types d’activités de jeu, comme le poker en ligne, les paris sportifs, les paris hippiques et les jeux d’adresse. Cependant, ils interdisent d’autres types de jeux de hasard. Les lois en France ont été élaborées pour garantir le jeu responsable et garder les gens en ligne.

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Our Mission

To be an active participant in the growth and success of the world’s leading privately-held insurance brokers through knowledge sharing, unique trading relationships, and the effective use of data.

  • Largest Independent Brokerage Revenue

  • $40 Billion Annual Premium Volume

  • 25,000+ Employees

  • 700+ Partner Offices

  • 100+ Partner Firms

  • Six Continents

Company History

Assurex Global traces its history back to 1954 when a group of independent brokers formalized several years of discussion with the formation of Insurance Service Association of America, noting that “the primary advantage of a national association would be the improvement of local servicing facilities for national accounts.” Twelve brokers in the U.S. and Canada signed on as the original charter members, including one current Partner – RCM&D in Baltimore. Within the first two years, another 38 brokers came on board, including firms in Cuba and Mexico.

The 1960s brought several formative changes including the hiring of the organization’s first executive vice president, David S. Butler, and expansion outside of North America with the inclusion of the first International Associates from Europe, Australasia and South America. Also launched in the 60s were the predecessors of several key resources that are still of great value to Assurex Global Partners today – an annual operational benchmarking study, a facility for providing financing for perpetuation and acquisition, and regular educational meetings for areas such as property & casualty, employee benefits, and agency operations.

In 1966, the members voted to change the name of the organization to Insurance Service Associates (ISA), in part to acknowledge the growth beyond America. In 1970, the ISA Service Company (which was the initial financing corporation founded in 1968 and owned by several of the ISA members) voted to change its name to Assurex International Corporation. The Insurance Service Associates membership approved making Assurex International the sole corporation, absorbing both ISA and ISA Service Company, with all North American members becoming shareholders of Assurex International. This launched the organization forward from being a trade association to being a for-profit service corporation.

Key Growth Initiatives Pave the Way
With the 1977 retirement of David Butler and the hiring of Robert Ashlock as the corporation’s first president, Assurex moved from Wheeling, West Virginia, to Columbus, Ohio, and began to make important and long-reaching steps forward. Always driven by supporting the growth of the independent broker Partners, Assurex launched two companies in the 1980s – Assurex Development Corporation (ADC) in 1981 to provide financing for internal perpetuation and growth and Professional Agencies Reinsurance, Ltd. (PAR) in 1986 to provide errors and omissions coverage and best-in-class quality management practices for independent agents & brokers.

Tom Harvey succeeded Robert Ashlock as president & CEO in 1992. Strategic planning efforts in the mid-1990s focused on building the Assurex brand, developing Internet capabilities, and international expansion. Although Assurex was never limited to only U.S. firms and the number of International Associates continued to grow since the 1960s, a desire to significantly increase the international footprint and capabilities of the organization led Assurex to affiliate with a similar European-based organization – Synergy Group – in 1999. This in turn led to a re-brand in 2002, with the combined organization now known as Assurex Global.

A Truly Global Company Grounded in Strong Principles
As the international focus increased in the 2000s, the company held its first international meeting in Dublin, Ireland in 2001.

In 2007, at the company’s conference in Hong Kong, the North American Partners/Shareholders of Assurex Global voted to open shareholding to all Partners worldwide, making Assurex Global a truly international organization, owned by independent brokers across the entire world. Assurex Global marked its 60th anniversary in 2014, in the home of one its founding firms – RCM&D in Baltimore, Maryland. As the U.S. celebrated the bicentennial of the Star Spangled Banner, Assurex Global Partners reflected on their shared past, celebrated their joint success, and committed themselves to achieving even more together.

The principles that brought 12 independent brokers together in 1954 remain the principles that guide the 100+ Assurex Global Partners today – coming together to help each other deliver exceptional solutions to the risk management needs of each client.