Insights – Health Savings Accounts

Employee Benefits Market Check Survey: Equity in Employee Benefits

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Equity in employee benefits is an increasing priority as organizations strive to ensure fair, inclusive, and accessible offerings for all employees. As they evaluate how benefits are designed, communicated, and accessed, many are uncovering…

Employee Benefits Market Check Survey: 2026 Medical Renewal Insights

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

As the year draws to a close, many employers are finalizing loose ends related to their medical renewals. For much of the last few months, we heard that 2026 renewals would be the most difficult in many years. Headwinds, including increased…

Employee Benefits Market Check Survey: Changes to Benefit Offerings in 2026

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Employers again faced a challenging medical renewal season, prompting many to reassess their overall benefits strategy and make decisions about adding, enhancing, or reducing programs. As organizations continue to balance rising cost pressures…

Employee Benefits Market Check Survey: Employer Compliance Perspectives

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Sponsors of health and welfare plans may have noticed an increased scrutiny of employee benefit offerings recently. Employers face more complexity than ever before, making compliance and documentation more critical.To gauge the temperature…

Employee Benefits Market Check Survey: Employer Actions on OBBBA

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

The One Big Beautiful Bill Act (OBBBA), enacted in July 2025, impacts a wide variety of workplace issues, and employers are facing important decisions about how these changes may affect their benefit strategies. From the treatment of HSAs and…

Employee Benefits Market Check Survey: What Employers Are Watching in EB

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

As the employee benefits landscape grows more intricate, employers are under constant pressure to manage rising costs, ensure compliance, and meet the evolving expectations of a diverse workforce. With a seemingly endless array of strategies,…

Employee Benefits Market Check Survey: Taxability of Certain Employee Premiums

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Many employers provide disability coverage and voluntary indemnity benefits (accident, hospital, cancer) to their workforce. While the benefits are important, they do not carry the same tax-advantaged treatment as health coverage. The benefits…

Employee Benefits Market Check Survey: 2025 Annual Enrollment Opportunities

Assurex Global, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

With a new benefits year underway, employers can evaluate the success of their annual enrollment process. A company’s benefits package plays a vital role in an employee’s overall compensation, making it essential to ensure those offerings…

Employee Benefits Market Check Survey: Annual Enrollment Practices

Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Annual benefits enrollment is a crucial period for both employers and employees. It sets the stage for the coming year’s benefits plans and significantly influences employees’ overall perceptions of their benefits packages specifically…

Employee Benefits Market Check Survey: HSA Contribution and Administration Perspectives

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Twenty years after health savings accounts (HSAs) became effective, employers continue to offer them as an option with great frequency (see our October 2023 Market Check Survey for more information). Further, many are also providing an employer…

Employee Benefits Market Check Survey: Mid-Year Election Changes

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Companies that provide employee benefits to their workforce usually offer an enrollment period every year, allowing workers to purchase new coverages or change/drop coverages they currently have. While much of the benefit selection activity…

Employee Benefits Market Check Survey: Health Savings Accounts Contributions

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources

Health Savings Accounts (HSAs) are a tax-advantaged and flexible savings option employers can offer their employees as part of their benefits package. HSAs are celebrating their 20th year in the market and are common in many employee benefit…

Employee Benefits Market Check Survey: Medical Contribution Strategies

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

As many employers begin thinking about their annual enrollment process and possible benefit changes, they will also review the contribution amounts employees pay for those benefits. Most employers offer a contribution schedule that varies by…

Employee Benefits Market Check Survey: 2024 Employer Health and Well-Being Strategies

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Employers looking ahead to 2024 remain tasked with ensuring their benefit plan is competitive while focusing on their top priority, managing costs to meet budget (see January 2023 Market Check Survey). Thus, many continue to explore additional…

Employee Benefits Market Check Survey: Investment in Employee Well-Being

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Employers have a vested interest in the overall well-being of their employees. A happy and healthy workforce increases productivity, reduces absenteeism, improves retention, and lowers total benefit costs. There are several ways employers can…

Employers Weigh In on Major Trends in the Published 2022 Employee Benefits Market Trend Report

Articles, Assurex Global, Benchmarking, Cost Containment, Employee Benefits, Health Savings Accounts, News, Total Wellbeing

COLUMBUS, OH – The 2022 Employee Benefits Market Trend Report is published and now available from Assurex Global. In 2022, Assurex Global conducted a series of polls during our webcasts with thousands of employers to understand a variety…

2021 EMPLOYEE BENEFITS MARKET TREND REPORT PUBLISHED

Cost Containment, Employee Benefits, Health Savings Accounts, Total Wellbeing

The employee benefits industry remains a fast-paced, ever-evolving market. While the rapid speed can make it exciting, it also creates challenges for benefit decision-makers. Rising costs, new legislation, retaining talent and sustaining employee…

Health Savings Accounts Annual Limits – 2022

Employee Benefits, Health Savings Accounts

A health savings account (HSA) is a tax-exempt account that a qualified individual can establish to pay or reimburse certain medical expenses. To be eligible for a HSA, a person must be covered under a qualified, high deductible health plan…

Employee Benefits Market Trend Report Published

Benchmarking, Cost Containment, Employee Benefits, Health Savings Accounts, Total Wellbeing

As constantly changing circumstances affects how employers handle their operations and benefits offerings, the ability to get a solid picture of what other companies are doing becomes even more important. In 2020, Assurex Global…

Assurex Global Market Check Survey: HSA Contributions

Articles, Education, Employee Benefits, Health Savings Accounts, Human Resources

Financial security remains tenuous for many Americans. Health savings accounts have provided numerous individuals with a great option for medical expense reimbursement. HSAs are the only triple-tax favored vehicle (no federal tax charged on…