Employee Benefits Market Check Survey: Fiduciary Responsibilities

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Starting in 2024, several lawsuits targeted large employers and their fiduciary responsibilities, with particular focus on pharmacy benefit oversight. While those cases were ultimately dismissed, they heightened awareness and scrutiny of employer…

Employee Benefits Market Check Survey: 2026 Medical Renewal Reflections

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The 2026 medical renewal season was a difficult one for many employers, as evidenced by the data in our December 2025 MCS, where over half of employers reported receiving a medical renewal increase of 7% or greater. Headwinds, including increased…

Employee Benefits Market Check Survey: 2026 Medical Renewal Insights

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As the year draws to a close, many employers are finalizing loose ends related to their medical renewals. For much of the last few months, we heard that 2026 renewals would be the most difficult in many years. Headwinds, including increased…

Employee Benefits Market Check Survey: Changes to Benefit Offerings in 2026

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Employers again faced a challenging medical renewal season, prompting many to reassess their overall benefits strategy and make decisions about adding, enhancing, or reducing programs. As organizations continue to balance rising cost pressures…

Employee Benefits Market Check Survey: Employer Compliance Perspectives

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Sponsors of health and welfare plans may have noticed an increased scrutiny of employee benefit offerings recently. Employers face more complexity than ever before, making compliance and documentation more critical.To gauge the temperature…

Employee Benefits Market Check Survey: Employer Total Well-Being Perspectives

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Total well-being (also referred to as wellness) refers to the holistic approach to supporting the overall health and quality of life of employees.  It emphasizes physical, financial, emotional/mental, and social health.  Employers have been…

Employee Benefits Market Check Survey: Employer Actions on OBBBA

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The One Big Beautiful Bill Act (OBBBA), enacted in July 2025, impacts a wide variety of workplace issues, and employers are facing important decisions about how these changes may affect their benefit strategies. From the treatment of HSAs and…

Employee Benefits Market Check Survey: What Employers Are Watching in EB

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As the employee benefits landscape grows more intricate, employers are under constant pressure to manage rising costs, ensure compliance, and meet the evolving expectations of a diverse workforce. With a seemingly endless array of strategies,…

Employee Benefits Market Check Survey: Health Plan Fiduciary Approach

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Employers that sponsor employee benefit health and welfare plans have always had responsibilities as ERISA fiduciaries. The Consolidated Appropriations Act (CAA) of 2021 contained additional rules pertaining to fiduciary obligations, and recent…