Tag Archive for: Private Client

Water, Water, Everywhere

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Although these three words are borrowed from “The Rime of the Ancient Mariner,” they capture the heartbroken sentiments many homeowners experience after a failure in their internal plumbing system has caused water to flow throughout their…

Nanny Diaries: Those Honorary Family Members Are Still Employees

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Families who decide to personally employ a nanny often fail to understand that their legal obligations as an employer begin the moment their new nanny walks through the front door. Even more dangerous, after years of satisfactory…

Effective Insurance Programs — Start With a Plan

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Not surprisingly, perhaps 95 percent of the consumers I meet with to review their insurance programs focus their discussions exclusively on the insurance policies they own. Ours is a product-focused culture, and our buying decisions…

Having a Breakdown? Solutions for Home Mechanical and Electrical System Failures

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Consumers who experience a loss involving the failure of one of the many mechanical or electrical systems in their homes are often surprised to learn such losses are commonly excluded under a standard homeowners policy. Be advised: standard…

Return of Investment, the Other ROI: Making Sure Your Money Is Safe

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Worried about the returns on your investment account? Investors should first consider this advice from American humorist Will Rogers: “I’m not as interested in the return on my money as I am the return of my money.”…

Personal Cyber Protection: A New “Must Have” Solution From Your Insurance Carrier

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According the Javelin’s 2020 Identify Fraud Study, Americans lost $16.9 billion due to identity fraud. Concerned? Consumer research conducted by Chubb reveals that while the majority of Americans are concerned about being impacted by a cyber…

Teenage Drivers: What Matters Most?

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Parents of newly licensed drivers are often thunderstruck by the high cost of adding their teenage driver to their automobile insurance policy. While managing insurance costs is surely important for every family, helping teenage drivers reduce…

Understanding Your Insurance Protection: Whose Job Is It?

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Not knowing the right questions to ask about your insurance protection is among the key reasons far too many consumers hear the dreaded words “you’re not covered” at the worst possible time — after a personal property or liability…